Vibrato helps self-employed borrowers like you pull cash out of your home with a home equity loan without refinancing your first mortgage — all with only your bank statements and no tax returns.
Many self-employed borrowers are reluctant to refinance their first mortgage to get cash-out — that's no problem at all. We can help.
If you're self-employed and can't qualify with tax returns, we're here to help you. We approve you with only the income from your bank statements.
Up to 90% LTV (on primary residence, based on loan amount and FICO)
We'll ask you some simple questions about the home equity loan you're looking for to get started (no credit check or SSN is collected).
Based on the information submitted, we'll go over different home equity loans you may qualify for (interest rates, fees, terms, etc).
We'll get the last few pieces needed to complete your application (credit report and FICO score) and then get everything in motion to get your loan done!
Vibrato was created by Phoenix entrepreneurs just like yourself — we speak your language. You're at home with our team.
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Lender Labs LLC dba Vibrato, NMLS: #2420007 Arizona License: MB-1042016